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| DDC reviews progress of banks at DLRC meeting | | |  Early Times Report
KATHUA, Dec 29: To review the flow of credit, performance of banks in priority sector, Govt. Sponsored Schemes, lending for the quarters ending September 2020 and performance of RSETI, DDC Kathua, O.P.Bhagat convened a meeting with bankers here today.
DDM, NABARD Amit Kumar; CAO Kathua Vijay Upadhaya; PO DUDA Ramneek Singh; Satish Kumar (J&K Bank); M L Sharma, (PNB); Sunil Choudhary, RM (JK Grameen Bank); Sham Lal Sharma (SBI); Vijay Upadhaya, CAO Kathua; Ramneek Singh, PO (DUDA); AHTO Rajesh Chandra; Director SBI RSETI Aklesh Raina and Senior Officers from various banks attended the meeting.
The DDC (Chairman) O reviewed the progress of CD ratio, cases under KCC, New KCC (Dairy, Poultry, Fisheries and Sheep Husbandry), PMEGP-KVIB/KVIC/DIC/NULM, NRLM Handloom/Handicraft, PMAY with special emphasis on credit linkage of beneficiaries under these schemes. He emphasized upon banks to simplify the systems and procedures so that maximum beneficiaries are credit linked under various schemes for generation of employment amongst the needy and poor people.
The DDC advised all the officers of banks and Government departments to exercise empathy towards poverty stricken people, which is bound to ensure the achievement of their set targets. He asked all departments and banks to focus on awareness programmes for dissemination of information among the general public/farmers/skilled persons so that they are facilitated to set up new units of economic activities and thereby increase the C.D Ratio of the district.
He impressed upon the banks and line departments to ensure effective coordination in their working. He desired that potential under Agriculture and allied activities be exploited fully to achieve the benchmark of 18%. The chairman exhorted upon the banks to exploit all resources at their disposal and come out with concrete action plan to increase present CD-ratio of 42% to minimum 60% by the end of next quarter of 2020-21.
He advised that bank-specific Action Plans should be devised for better focus to increase CD ratio. The chairman advised all banks to cover maximum number of persons with 100% penetration under social security schemes like Jan Dhan Yojana, Suraksha Bima Yojana, Jeevan Jyoti Yojana, Atal Pension Yojana and to issue RuPay Debit Cards to all eligible a/c holders. |
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