Early Times Report
RAMBAN, Feb 26: The Senior Superintendent of Police, Ramban, today chaired a comprehensive meeting with bankers of District Ramban at the Conference Hall, DPO Ramban, to enhance coordination in tackling cyber fraud, financial crimes, and strengthening AML/CFT compliance mechanisms.
During the meeting, detailed deliberations were held on critical aspects relating to banking vigilance, fraud detection, and prompt law enforcement response. The discussions focused on verification procedures for high-risk occupations and accounts; detection of forged or fake KYC documents and verification tools being used; periodic review and updation of high-risk accounts; and identification of red flags leading to refusal of account opening and declined onboarding cases.
Special emphasis was laid on strengthening AML alert monitoring mechanisms, supervisory structures, and immediate response protocols in cases of suspicious transactions, particularly high-value credits in dormant accounts. The issue of identification and monitoring of mule accounts, suspicious transaction patterns, and rapid multiple inward UPI credits was also discussed in detail.
The SSP Ramban stressed upon timely handling of unauthorized UPI transaction complaints, quick freezing of suspicious accounts, and the availability of 24×7 fraud response systems and dedicated nodal officers to ensure swift preventive action. The meeting also reviewed role-based access control mechanisms to safeguard customer data and internal monitoring systems to prevent misuse. Further deliberations were held on recent cyber fraud cases, corrective measures adopted by banks, and the importance of prompt compliance with notices issued under Section 91 Cr.P.C (now BNSS). Discussions also covered SOPs relating to unusual high-value transactions, including cases involving student accounts, newly opened current accounts showing abnormal activity, bulk inward credits from multiple sources, and direct transfers into KCC/CC loan accounts.
The meeting was attended by Addl. SP Ramban, Dy. SP Hqrs. Ramban, SDPO Banihal, SDPO Gool, and Sr. Prosecuting Officer DPO Ramban. Among the banking officials present were Devinder Singh (LDM Ramban), Harvinder Singh (Director RSETI Ramban), Sanjay Belewo (AGM Cluster Head, J&K Bank), Kapil Singh (Cluster Officer, J&K Bank), Tanish Basnotra (Bank Manager SBI Ramban), Rohit Razdan (Bank Manager J&K Grameen Bank), Rahul Singh Manhas (Bank Manager PNB Ramban), Azhar Iqbal (Manager ICICI Bank), Uber Batt (Branch Manager HDFC Bank), and Pawan Kumar (JCC Bank Ramban). The SSP Ramban reiterated that District Police Ramban remains committed to close coordination with banking institutions to proactively prevent financial frauds and safeguard the public from cybercrime. All banks were directed to strengthen internal vigilance mechanisms and ensure immediate information sharing with police in cases of suspicious financial activities. |
