news details |
|
|
| Fake documents, fake SBI account: Ex-woman banker chargesheeted in insurance scam | | |  Early Times Report
Jammu, Aug 1: The Economic Offences Wing (EOW) of the Crime Branch Jammu has filed a chargesheet against a former female employee of ICICI Prudential Life Insurance for allegedly orchestrating a sophisticated insurance fraud involving forged documents and the fraudulent withdrawal of over Rs 10.75 lakh.
The chargesheet has been filed before the Court of the 3rd Additional Munsiff Judge, Jammu, in connection with FIR No. 02/2013, registered under Sections 420 (cheating), 467 (forgery of valuable security), 468 (forgery for the purpose of cheating) and 471 (using forged documents as genuine) of the Ranbir Penal Code (RPC). The case was initially registered at Police Station Gandhi Nagar and was later transferred to the Crime Branch for a detailed investigation.
According to Crime Branch officials, the case originated from a complaint lodged by Deepak Bhat, Branch In-charge of ICICI Prudential Life Insurance Co. Ltd., Jammu. The complaint alleged that the accused, Parul Sharma, a former employee of the company, fraudulently surrendered a life insurance policy by using forged documents and diverted the policy proceeds amounting to Rs 10,75,742.95 into a fake State Bank of India (SBI) account opened in the genuine policyholder's name.
Investigators also found that similar attempts had allegedly been made to fraudulently surrender two other insurance policies using forged documents. The Crime Branch investigation revealed that the accused had allegedly procured duplicate policy documents, fabricated surrender forms and opened a fraudulent SBI account by impersonating the genuine policyholder through forged documents. The surrendered policy amount was subsequently transferred to the fake account through the NEFT banking system.
Officials said the investigation was backed by documentary records collected from SBI and ICICI Prudential Life Insurance, witness statements and forensic examination conducted by the Forensic Science Laboratory (FSL). The evidence, according to investigators, established the accused's involvement in executing the fraudulent insurance claim, causing financial loss to both the insurance company and the policyholder while securing wrongful monetary gain.
Following the completion of the investigation, the Crime Branch filed the chargesheet before the competent court for judicial proceedings.
Meanwhile, the Crime Branch has advised citizens to remain vigilant against financial and insurance-related frauds and urged victims of economic offences to report such cases to the SSP, Crime Branch EOW Jammu. Complaints can also be submitted through email or by contacting the Crime Branch helpline. |
|
|
|
|
|
|
|
|
|
|
|
|
| |
| |
|
|
|
|
 |
|
|
